Corporate
We aim to make sure that your insurance programme correctly fits your business, whilst also offering value for money.
At Nixon James Corporate, we pride ourselves on taking the time to understand exactly what you do and how your business is organised, so we can fully tailor your insurance programme to your business, with confidence.
Benefits
By using Nixon James Corporate, you can be confident of receiving expert and well-informed advice.
We will also:
- provide you with clear information about the products and services we offer, including any fees or charges
- encourage questions on any aspect of the insurance process which you do not fully understand
- treat you fairly, at all times.
Cost Effective Solutions
We are committed to providing value for money and will only recommend a solution that we consider is suitable for you.
By working closely with our clients and exploring the details of the cover that you require, we are able to accurately assess your cover requirements, thereby providing you with the most competitive insurance solution available.
Past Audit Results
Past audits carried out for other corporate clients have revealed the following significant benefits:-
Major UK Merchandising Company – Turnover £10M
No cover for Employers Liability:
We were asked by a local Chartered Accountancy practice in Swindon to review this client's insurances as their routine audit revealed that this UK division ( of a major US parent company), had been trading in the UK for the past 2 years without any statutory Employers' Liability insurance cover. Both the UK & USA Insurance Brokers ( Global insurance arrangement in place ) had failed to spot this ( it employed 50 staff ) – Both Broker divisions had assumed that the other had arranged the essential covers – a glaring omission indeed!
Within two days of our mandate to act, we had obtained a Liability quotation ( & immediate cover availability ) from a highly respected Liability Insurer & reported to the UK board appropriately with our recommendation that immediate cover be put in place to protect their company interests.
Regrettably, however, despite our proactive efforts, all insurance decisions had to be made by the US Broker who simply passed our proposals to their UK arm who also in turn approached the very same Insurer & placed cover accordingly at exactly the same premium & terms we had originally negotiated.
Although naturally very disappointed not to have acquired this new client, we were pleased that we had reacted to his urgent problem & found a ready solution for the client in the very tight timescales given to us in the first place.
Civil Engineering Contractor – Turnover £4M
Competitive Premium Costs:
We were asked to report on their insurances as the company was expanding rapidly and the directors were concerned with their increased insurance costs proposed by their existing Broker who claimed that these were still very competitively priced in the market place.
We carried out a review of their insurances which resulted in our alternative insurance proposal costing £44,000 odd per annum, showing a significant reduction from that proposed originally by their previous Broker of £76,000 i.e. a reduction of over 40% in cost. On the basis of our above review, we were appointed as Brokers to this client.